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Manay banks ae closing branches really fast telling us that it is for health and safety reasons, for our convenience etc whereas it's obvious that it is to cut down on staff and save money for their fat directors. They tell us we can use ATM's, which are often faulty and still open to raud, or use a local post office which many people do not have. I have heard of people having to travel 10 miles each way
Question is - do we want a bank and a bank teller or are we happy enough with machines?
Of course banks are just businesses. They never existed for people, only for profit and we all know just how much profit they make and how much extra profit they made during the covid19 panic.
Banks are trying to force the use of plastic cards on us to replace cash. If cash disappears what will that mean? No small change to give away, no small notes for the grandchildren who will never learn to count their money, fewer carboot sales and less small businesses such as windown cleaners, less tips for staff in restaurants, less market stalls - just a piece on plastic and we have all heard of the fraudsters and how they can clear out your account relatively easily if they steal your card or scan your cashless card in the street.
So banks also charge businesses for card machines and businesses have to pass that on to customers - if they charge VAT that increases the bank's fees too. Now we are being told that banks are charging busineesses to deposit cash! What a scam!
To save banks from closing it is ESSENTIAL that people actually go to their bank - desposit cash /cheques personally and withdraw cash needed to spend, rather than use an ATM.
I realise this requires time and effort and it's much easier to conduct business on line or use an ATM _ BUT, big BUT, if people do not actually go into their bank and bearing in mind that they have to pay to stay open, the obvious conclusion is that the banks will not stay open. If people use their bank's branches then the banks will see the need.
DOES THAT MAKE SENSE?
BE PROACTIVE off line too.